* {
            margin: 0;
            padding: 0;
            box-sizing: border-box;
        }
        
        :root {
            --ink: #0a1f14;
            --ink-80: #2a3b32;
            --ink-60: #4a5d53;
            --ink-40: #7a8d83;
            --ink-20: #d8e0dc;
            --ink-10: #f0f5f3;
            --surface: #ffffff;
            --accent: #008f5d;
            --accent-hover: #007a4f;
            --eco-green: #00b67a;
            --eco-green-dark: #00a06b;
            --eco-green-text: #007a4f;          /* green readable as text on white (5.0:1) */
            --eco-green-cta: #007a4f;           /* button background readable with white text (5.9:1) */
            --eco-green-cta-hover: #00663f;
            --eco-green-deep: #007a4f;          /* names the shared header expects */
            --eco-green-light: rgba(0, 182, 122, 0.08);
            --ink-soft: #2a3b32;
            --border-subtle: rgba(0, 0, 0, 0.06);
            --success: #008f5d;
            --warm: #f5f7f6;
        }
        
        html {
            scroll-behavior: smooth;
        }
        
        body {
            font-family: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
            line-height: 1.7;
            color: var(--ink);
            background: linear-gradient(165deg, #ffffff 0%, #f8faf9 100%);
            -webkit-font-smoothing: antialiased;
            -moz-osx-font-smoothing: grayscale;
        }
        
        ::selection {
            background: var(--eco-green);
            color: white;
        }
        
        /* Sticky Tabs */
        .tabs-container {
            position: sticky;
            top: 70px;
            z-index: 90;
            background: var(--surface);
            border-bottom: 1px solid rgba(0, 182, 122, 0.1);
            box-shadow: 0 2px 8px rgba(0, 0, 0, 0.04);
        }
        
        .tabs-inner {
            max-width: 1140px;
            margin: 0 auto;
            padding: 0 2rem;
        }
        
        .tabs {
            display: flex;
            gap: 0;
        }
        
        .tab-btn {
            flex: 1;
            padding: 1rem 1.5rem;
            background: transparent;
            border: none;
            font-family: inherit;
            font-size: 0.95rem;
            font-weight: 600;
            color: var(--ink-60);
            cursor: pointer;
            transition: all 0.2s ease;
            position: relative;
            text-align: center;
        }
        
        .tab-btn:hover {
            color: var(--ink);
            background: var(--ink-10);
        }
        
        .tab-btn.active {
            color: var(--eco-green-text);
        }
        
        .tab-btn.active::after {
            content: '';
            position: absolute;
            bottom: 0;
            left: 0;
            right: 0;
            height: 3px;
            background: linear-gradient(135deg, var(--eco-green) 0%, var(--eco-green-dark) 100%);
            border-radius: 3px 3px 0 0;
        }
        
        .tab-content {
            display: none;
        }
        
        .tab-content.active {
            display: block;
        }
        
        /* Hero */
        .hero {
            padding: 8rem 2rem 3rem;
            max-width: 1140px;
            margin: 0 auto;
        }
        
        .hero h1 {
            font-size: clamp(2rem, 4.5vw, 2.75rem);
            font-weight: 700;
            line-height: 1.2;
            color: var(--ink);
            margin-bottom: 1rem;
            letter-spacing: -0.03em;
        }
        
        .hero-description {
            max-width: 70ch;
            font-size: 1.125rem;
            color: var(--ink-60);
            max-width: 1100px;
            line-height: 1.7;
            margin-bottom: 2.5rem;
        }
        
        .hero-redirect {
            background: linear-gradient(135deg, rgba(0, 182, 122, 0.08) 0%, rgba(0, 182, 122, 0.04) 100%);
            border: 1px solid rgba(0, 182, 122, 0.2);
            border-radius: 12px;
            padding: 1.25rem 1.5rem;
            margin-bottom: 2rem;
        }
        
        .hero-redirect p {
            color: var(--ink-80);
            font-size: 1rem;
            margin: 0;
        }
        
        .hero-redirect a {
            color: var(--eco-green-text);
            font-weight: 600;
            text-decoration: none;
        }
        
        .hero-redirect a:hover {
            text-decoration: underline;
        }
        
        .value-props {
            display: grid;
            grid-template-columns: repeat(4, 1fr);
            gap: 1px;
            background: rgba(0, 182, 122, 0.15);
            border-radius: 20px;
            overflow: hidden;
            max-width: 1100px;
            border: 1px solid rgba(0, 182, 122, 0.1);
            box-shadow: 
                0 0 0 1px rgba(0, 182, 122, 0.05),
                0 4px 6px -1px rgba(0, 0, 0, 0.03),
                0 10px 30px -5px rgba(0, 50, 30, 0.08);
        }
        
        .value-prop {
            background: var(--surface);
            padding: 1.75rem 1.5rem;
            display: flex;
            flex-direction: column;
            align-items: center;
            text-align: center;
            transition: background 0.3s ease;
        }
        
        .value-prop:hover {
            background: var(--ink-10);
        }
        
        .value-metric {
            font-size: 2rem;
            font-weight: 700;
            color: var(--ink);
            letter-spacing: -0.02em;
            line-height: 1.1;
            margin-top: 0.5rem;
        }
        
        .value-metric.accent {
            color: var(--eco-green-text);
        }
        
        .value-label {
            font-size: 0.85rem;
            font-weight: 600;
            color: var(--ink-60);
            text-transform: uppercase;
            letter-spacing: 0.08em;
            line-height: 1.4;
        }
        
        .value-detail {
            font-size: 0.95rem;
            color: var(--ink-80);
            margin-top: 0.75rem;
            line-height: 1.6;
        }
        
        .value-icons {
            display: flex;
            gap: 0.75rem;
            margin-top: 0.5rem;
        }
        
        .value-icons svg {
            width: 32px;
            height: 32px;
            color: var(--eco-green);
        }
        
        /* Sections */
        .section {
            padding: 3rem 2rem;
            max-width: 1140px;
            margin: 0 auto;
        }
        
        .section-alt {
            background: linear-gradient(135deg, #f0f5f3 0%, #e8efec 100%);
            max-width: none;
        }
        
        .section-alt .section-inner {
            max-width: 1140px;
            margin: 0 auto;
        }
        
        .section-title {
            font-size: 1.5rem;
            font-weight: 700;
            color: var(--ink);
            margin-bottom: 0.375rem;
            letter-spacing: -0.02em;
        }
        
        .section-subtitle {
            max-width: 70ch;
            color: var(--ink-60);
            font-size: 1rem;
            margin-bottom: 1.75rem;
        }
        
        /* Rate Tables */
        .rate-table-container {
            background: var(--surface);
            border: 1px solid rgba(0, 182, 122, 0.12);
            border-radius: 16px;
            overflow: hidden;
            box-shadow: 
                0 0 0 1px rgba(0, 182, 122, 0.05),
                0 2px 4px rgba(0, 0, 0, 0.02),
                0 8px 24px -4px rgba(0, 50, 30, 0.06);
        }
        
        .rate-table {
            width: 100%;
            border-collapse: collapse;
        }
        
        .rate-table thead {
            background: linear-gradient(135deg, #f0f5f3 0%, #e8efec 100%);
        }
        
        .rate-table th {
            padding: 1rem 1rem;
            text-align: center;
            font-size: 0.75rem;
            font-weight: 600;
            text-transform: uppercase;
            letter-spacing: 0.06em;
            color: var(--ink-60);
            border-bottom: 1px solid rgba(0, 182, 122, 0.1);
        }
        
        .rate-table th:first-child {
            text-align: left;
            padding-left: 1.25rem;
        }
        
        .rate-table th.col-group {
            border-bottom: none;
            padding-bottom: 0.5rem;
        }
        
        .rate-table th.col-sub {
            padding-top: 0.5rem;
            font-size: 0.75rem;
        }
        
        .rate-table th.border-right {
            border-right: 1px solid rgba(0, 182, 122, 0.15);
        }
        
        .rate-table td {
            padding: 1rem 1rem;
            border-bottom: 1px solid var(--ink-10);
            vertical-align: middle;
            text-align: center;
        }
        
        .rate-table td:first-child {
            text-align: left;
            padding-left: 1.25rem;
        }
        
        .rate-table td.border-right {
            border-right: 1px solid var(--ink-10);
        }
        
        .rate-table tbody tr {
            transition: background 0.2s ease;
        }
        
        .rate-table tbody tr:hover {
            background: rgba(0, 182, 122, 0.04);
        }
        
        .rate-table tbody tr:last-child td {
            border-bottom: none;
        }
        
        .instrument-name {
            font-weight: 600;
            color: var(--ink);
            font-size: 0.95rem;
        }
        
        .instrument-sub {
            font-size: 0.85rem;
            color: var(--ink-60);
            margin-top: 0.125rem;
        }
        
        .rate-main {
            font-size: 1.1rem;
            font-weight: 700;
            color: var(--ink);
            letter-spacing: -0.02em;
        }
        
        .rate-main.highlight {
            color: var(--eco-green-text);
        }
        
        .rate-main.muted {
            color: var(--ink-40);
            font-weight: 500;
            font-size: 0.9rem;
        }
        
        .rate-derechos {
            font-size: 0.9rem;
            color: var(--ink-60);
        }
        
        .club-link {
            color: var(--eco-green-text);
            text-decoration: none;
            font-weight: 600;
        }
        
        .club-link:hover {
            text-decoration: underline;
        }
        
        .table-footnote {
            padding: 1rem 1.25rem;
            background: var(--ink-10);
            font-size: 0.85rem;
            color: var(--ink-60);
            display: flex;
            align-items: center;
            gap: 0.5rem;
        }
        
        .table-footnote a {
            color: var(--eco-green-text);
            font-weight: 600;
            text-decoration: none;
        }
        
        .table-footnote a:hover {
            text-decoration: underline;
        }
        
        /* Simple table for Asesorado and Maximas */
        .rate-table-simple th:last-child,
        .rate-table-simple td:last-child {
            text-align: right;
            padding-right: 1.25rem;
        }
        
        /* Mobile: simple tables stay visible and responsive */
        @media (max-width: 900px) {
            .rate-table-simple {
                font-size: 0.9rem;
            }
            
            .rate-table-simple th,
            .rate-table-simple td {
                padding: 1rem 0.75rem;
            }
            
            .rate-table-simple .instrument-name {
                font-size: 0.9rem;
            }
            
            .rate-table-simple .instrument-sub {
                font-size: 0.75rem;
            }
            
            .rate-table-simple .rate-main {
                font-size: 0.9rem;
            }
        }
        
        /* Services */
        .services-container {
            display: flex;
            flex-direction: column;
            gap: 1.25rem;
        }
        
        .service-group {
            background: var(--surface);
            border: 1px solid rgba(0, 182, 122, 0.12);
            border-radius: 16px;
            overflow: hidden;
            box-shadow: 
                0 0 0 1px rgba(0, 182, 122, 0.05),
                0 2px 4px rgba(0, 0, 0, 0.02);
        }
        
        .group-header {
            padding: 0.875rem 1.5rem;
            background: linear-gradient(135deg, #f0f5f3 0%, #e8efec 100%);
            border-bottom: 1px solid rgba(0, 182, 122, 0.1);
            display: flex;
            align-items: center;
            gap: 0.625rem;
        }
        
        .group-icon {
            width: 20px;
            height: 20px;
            color: var(--eco-green);
        }
        
        .group-title {
            font-size: 0.85rem;
            font-weight: 600;
            text-transform: uppercase;
            letter-spacing: 0.08em;
            color: var(--ink-60);
        }
        
        .service-list {
            display: flex;
            flex-direction: column;
        }
        
        .service-row {
            display: flex;
            justify-content: space-between;
            align-items: center;
            padding: 1rem 1.5rem;
            border-bottom: 1px solid var(--ink-10);
            transition: background 0.2s ease;
        }
        
        .service-row:last-child {
            border-bottom: none;
        }
        
        .service-row:hover {
            background: rgba(0, 182, 122, 0.04);
        }
        
        .service-name {
            font-size: 0.95rem;
            font-weight: 500;
            color: var(--ink);
        }
        
        .service-detail {
            font-size: 0.9rem;
            color: var(--ink-60);
            margin-top: 0.2rem;
        }
        
        .service-value {
            font-size: 0.95rem;
            font-weight: 600;
            color: var(--ink);
            text-align: right;
            white-space: nowrap;
        }
        
        .service-value.highlight {
            color: var(--eco-green-text);
        }
        
        .service-value.muted {
            color: var(--ink-60);
            font-weight: 500;
        }
        
        .iva-tag {
            font-size: 0.8rem;
            font-weight: 600;
            color: var(--ink-60);
            margin-left: 0.25rem;
        }
        
        .service-list.compact {
            display: grid;
            grid-template-columns: repeat(2, 1fr);
        }
        
        .service-list.compact .service-row {
            border-right: 1px solid var(--ink-10);
        }
        
        .service-list.compact .service-row:nth-child(2n) {
            border-right: none;
        }
        
        .service-list.compact .service-row:nth-last-child(1),
        .service-list.compact .service-row:nth-last-child(2) {
            border-bottom: none;
        }
        
        /* FAQ */
        .faq-list {
            max-width: 720px;
        }
        
        .faq-item {
            border-bottom: 1px solid rgba(0, 182, 122, 0.1);
        }
        
        .faq-trigger {
            width: 100%;
            padding: 1.25rem 0;
            display: flex;
            justify-content: space-between;
            align-items: center;
            background: none;
            border: none;
            cursor: pointer;
            text-align: left;
            font-family: inherit;
        }
        
        .faq-trigger span {
            font-size: 1.05rem;
            font-weight: 600;
            color: var(--ink);
            padding-right: 1.5rem;
        }
        
        .faq-icon {
            width: 44px;
            height: 44px;
            border-radius: 50%;
            background: var(--ink-10);
            display: flex;
            align-items: center;
            justify-content: center;
            flex-shrink: 0;
            transition: all 0.3s cubic-bezier(0.16, 1, 0.3, 1);
        }
        
        .faq-icon::before {
            content: '+';
            font-size: 1.5rem;
            font-weight: 400;
            color: var(--ink-60);
            line-height: 1;
        }
        
        .faq-trigger.active .faq-icon {
            background: linear-gradient(135deg, #00b67a 0%, #00a06b 100%);
            transform: rotate(45deg);
        }
        
        .faq-trigger.active .faq-icon::before {
            color: white;
        }
        
        .faq-content {
            max-height: 0;
            overflow: hidden;
            transition: max-height 0.4s ease;
        }
        
        .faq-content.active {
            max-height: 500px;
        }
        
        .faq-content-inner {
            padding-bottom: 1.5rem;
            font-size: 0.95rem;
            color: var(--ink-80);
            line-height: 1.8;
        }
        
        .faq-content-inner strong {
            display: block;
            color: var(--ink);
            margin-top: 1rem;
            margin-bottom: 0.25rem;
        }
        
        .faq-content-inner strong:first-child {
            margin-top: 0;
        }
        
        .faq-content-inner a {
            color: var(--eco-green-text);
            font-weight: 500;
        }
        
        .faq-more {
            margin-top: 2rem;
            padding-top: 1.5rem;
            border-top: 1px solid rgba(0, 182, 122, 0.1);
        }
        
        .faq-more p {
            color: var(--ink-60);
            margin-bottom: 0.5rem;
        }
        
        .faq-more-link {
            color: var(--eco-green-text);
            font-weight: 600;
            text-decoration: none;
        }
        
        .faq-more-link:hover {
            text-decoration: underline;
        }
        
        /* CTA */
        .cta-section {
            padding: 4rem 2rem;
            background: linear-gradient(165deg, #071716 0%, #0a1f1d 50%, #061312 100%);
            border-top: 1px solid rgba(21, 159, 145, 0.08);
            border-bottom: 1px solid rgba(21, 159, 145, 0.04);
        }
        
        .cta-inner {
            max-width: 1140px;
            margin: 0 auto;
            display: flex;
            align-items: center;
            justify-content: space-between;
            gap: 2rem;
        }
        
        .cta-content h3 {
            font-size: 1.75rem;
            font-weight: 700;
            color: white;
            letter-spacing: -0.02em;
        }
        
        .cta-actions {
            display: flex;
            gap: 1rem;
        }
        
        .btn {
            display: inline-flex;
            align-items: center;
            justify-content: center;
            padding: 0.875rem 1.75rem;
            border-radius: 10px;
            font-size: 0.95rem;
            font-weight: 600;
            text-decoration: none;
            transition: all 0.2s ease;
        }
        
        .btn-primary {
            background: var(--eco-green-cta);
            color: white;
            border: none;
            box-shadow: 
                0 2px 8px rgba(21, 159, 145, 0.25),
                0 4px 16px rgba(21, 159, 145, 0.15);
        }
        
        .btn-primary:hover {
            transform: translateY(-1px);
            box-shadow: 
                0 4px 12px rgba(21, 159, 145, 0.3),
                0 8px 24px rgba(21, 159, 145, 0.2);
        }
        
        /* Mobile Cards */
        .mobile-cards {
            display: none;
        }
        
        .instrument-card {
            border: 1px solid rgba(0, 182, 122, 0.15);
            border-radius: 12px;
            overflow: hidden;
            margin-bottom: 0.75rem;
        }
        
        .card-header {
            background: linear-gradient(135deg, #f0f5f3 0%, #e8efec 100%);
            padding: 0.75rem 1rem;
            border-bottom: 1px solid rgba(0, 182, 122, 0.1);
        }
        
        .card-instrument {
            font-weight: 600;
            font-size: 0.9rem;
            color: var(--ink);
        }
        
        .card-sub {
            font-size: 0.75rem;
            color: var(--ink-60);
        }
        
        .card-body {
            padding: 0.75rem 1rem;
        }
        
        .card-section {
            margin-bottom: 0.75rem;
        }
        
        .card-section:last-child {
            margin-bottom: 0;
        }
        
        .card-section-title {
            font-size: 0.8rem;
            font-weight: 600;
            text-transform: uppercase;
            letter-spacing: 0.05em;
            color: var(--ink-60);
            margin-bottom: 0.375rem;
            padding-bottom: 0.25rem;
            border-bottom: 1px solid var(--ink-10);
        }
        
        .card-section-title.club {
            color: var(--eco-green-text);
        }
        
        .card-rates {
            display: flex;
            justify-content: space-between;
        }
        
        .card-rate-item {
            text-align: center;
        }
        
        .card-rate-label {
            font-size: 0.75rem;
            color: var(--ink-60);
            margin-bottom: 0.125rem;
        }
        
        .card-rate-value {
            font-size: 0.95rem;
            font-weight: 700;
            color: var(--ink);
        }
        
        .card-rate-value.highlight {
            color: var(--eco-green-text);
        }
        
        .card-rate-value.muted {
            color: var(--ink-40);
            font-weight: 500;
            font-size: 0.85rem;
        }
        
        .card-derechos {
            font-size: 0.75rem;
            color: var(--ink-60);
            text-align: right;
            margin-top: 0.5rem;
            padding-top: 0.5rem;
            border-top: 1px solid var(--ink-10);
        }
        
        /* Responsive */
        @media (max-width: 900px) {
            .value-props {
                grid-template-columns: repeat(2, 1fr);
            }
            
            .rate-table-container {
                display: none;
            }
            
            /* Keep simple tables visible on mobile */
            .rate-table-container:has(.rate-table-simple) {
                display: block;
            }
            
            .mobile-cards {
                display: block;
            }
            
            .service-list.compact {
                grid-template-columns: 1fr;
            }
            
            .service-list.compact .service-row {
                border-right: none;
            }
            
            .service-list.compact .service-row:nth-last-child(2) {
                border-bottom: 1px solid var(--ink-10);
            }
        }
        
        @media (max-width: 768px) {
            .tabs-inner {
                padding: 0 0.5rem;
            }
            .tabs {
                width: 100%;
            }
            .tab-btn {
                flex: 1 1 0;
                min-width: 0;
                padding: 0.625rem 0.375rem;
                font-size: 0.8rem;
                line-height: 1.2;
                white-space: normal;
                min-height: 44px;
            }
            
            .tab-btn[data-tab="no-asesorado"],
            .tab-btn[data-tab="asesorado-interno"] {
                font-weight: 700;
            }
            
            .hero {
                padding: 7rem 1.5rem 2rem;
            }
            
            .hero h1 {
                font-size: 1.75rem;
            }
            
            .hero-description {
                font-size: 1rem;
            }
            
            .value-props {
                grid-template-columns: 1fr;
                border-radius: 16px;
            }
            
            .value-prop {
                padding: 1.25rem 1rem;
            }
            
            .value-metric {
                font-size: 1.75rem;
            }
            
            .section {
                padding: 2rem 1.5rem;
            }
            
            .cta-inner {
                flex-direction: column;
                text-align: center;
            }
            
            .cta-content h3 {
                font-size: 1.35rem;
            }
            
            .cta-actions {
                flex-direction: column;
                width: 100%;
            }
            
            .btn {
                width: 100%;
            }
        }

        /* tab panels carry the hidden attribute for assistive technology */
        .tab-content[hidden] {
            display: none !important;
        }
        .tab-btn:focus-visible,
        .faq-trigger:focus-visible,
        .btn:focus-visible {
            outline: 3px solid var(--eco-green-text);
            outline-offset: 3px;
        }

        /* measure and narrow-phone values (added after the first verification round) */
        .hero-description,
        .section-subtitle {
            max-width: 70ch;
        }
        @media (max-width: 380px) {
            .service-value {
                white-space: normal;
            }
        }